Points Bailout

During economic crises, the points can be used as interest-free loans of goods and services to distressed companies. Those loans can be paid back with the future productivity of those companies.

For example, a soon-to-be bankrupt airline can stay afloat by getting a deposit of fuel and parts that it needs to maintain its fleet.

• In return, it gives flier miles to its creditors for the value of those resources.
• Instead of an interest rate, a direct markup is assigned.